All your questions, answered.

Is Jar App safe to use?

Jar app is 100% safe and secure to use for your Daily Savings & Investments in Gold. It is powered by SafeGold and all payments happen over secure banking networks.

Jar app
Can I Earn Money from the Jar app?

Refer & Earn allows you to earn money up to ₹500 in the form of Gold by Referring or Inviting Friends or family to start using the Jar App. You can find the 'Refer & Earn' option by tapping on the Hamburger menu at the top-left corner of the Jar App’s Home Screen. You can also grow your Money by Investing in Digital Gold. Buy Gold at the time of Shubh Muhurat to get awesome discounts. Once you have accumulated at least 0.5gm, you can Grow your Gold up to 14% yearly with GoldX Leasing Plan.

Jar app
What does the Jar App do?

Jar is an Automated Investment app that lets you Save and Invest money into Digital Gold. It invests spare change from your online transactions into Digital Gold, automatically. Jar is the first Made in India app to come up with an Innovative Solution to Save Money Daily and Invest in Digital Gold.

Jar app
How do I download the Jar App?

Jar App is available on iOS & Android mobile devices. Click on the above button to install the app and you can buy Digital Gold online.

Jar app
Is KYC required to Start Investing in Digital Gold using Jar App?

KYC verification is not required to start saving with Jar. A one-step new user sign-in lets you start Investing in Digital Gold Immediately.

Jar app
When can I Withdraw my Savings?

You can withdraw your money after 24 hours of investment. There is no minimum lock-in period.

Jar app
What is Digital Gold?

Digital gold is Real gold that’s simply stored virtually to save space, provide safety, and buy or convert into physical gold conveniently with the click of a button. Check Digital Gold Price today and Start Investing.

Digital gold
Is digital gold Real gold?

Yes, Digital Gold is a real 24-karat Pure Gold and can be bought for as low as ₹10 using Jar App which means one doesn't have to worry about storing it in a safe place. All you need is the Jar App on your smartphone, and you're set for Gold Investment.

Digital gold
Where is my gold saved?

The gold you buy is stored securely at world-class Brinks Vaults. The services offered by the Jar app are offered by SafeGold as a provider.

Digital gold
How do I convert my savings to physical gold?

You can convert your digital gold to physical gold anytime in the form of Gold Coins or Gold Bars. To buy Gold Coins/Bars tap on the Hamburger Menu at the top-left corner of the Jar App’s Home Screen and tap “Gold Delivery”.

Digital gold
How do I check today's Digital Gold price?

To check the current Digital Gold Price, Download the Jar App and go to the App’s Home Screen, where at the top-right side of the screen you’ll be able to check the current Gold Buy Price.

Digital gold
Is Digital Gold better than Physical Gold?

Compared with Physical gold, Digital Gold is better as it is stored securely at the World-Class Brinks Vaults and there are no making charges as it is just digitally allocated to your name. With Jar’s GoldX feature, you can also lease your saved Gold to Jewellers using Jar App in order to earn better interest.

Digital gold
What is GoldX in Jar App?

GoldX is a Gold Leasing Feature in the Jar App that allows you to Grow your Gold by up to 14% yearly. To avail of this feature, you should at least have 0.5 grams of Gold Saved in your Jar App Account.

Digital gold
What is Digital Gold Leasing?

Digital Gold Leasing is a new Concept, where you can earn additional interest(up to 14%) from your Saved Gold In Jar App and grow your savings.

Digital gold
How to Buy Digital Gold?

You can buy 24k Digital Gold by creating an account in Jar App in just 45 Seconds. You can also get your Gold Delivered to your doorstep if you buy Gold Coins or Bars from Jar’s App.

Digital gold
How to Buy Gold Coins & Gold Bars?

You can download the Jar App and Create an Account in order to Buy & get Delivery of Gold Coins & Gold Bars.

Digital gold
How to Stop/Pause Daily Savings?

You can Stop/Pause Daily Savings in Jar App anytime you want. However, it is suggested to keep it enabled to see a better return on your Gold Investment. In a Year you can expect an 11% of return and a 68% return in 5 Years.

Steps: 

  • Open the Jar App and tap "Account" at the Bottom-Right of your Mobile Screen.
  • Then tap the "Settings" tab at the top.
  • Now you'll see the Payment Methods you've enabled to Save Money.
  • Here you've three options:
  • Daily Savings
  • Round Off
  • Savings Plan

Select “Daily Savings” and tap on “Stop Daily Saving”. Now you have the choice to Pause/Disable Daily Savings.

Withdrawal issues
How to Stop/Pause Round-Offs?

You can Stop/Pause Round-Offs in Jar App anytime you want. However, it is suggested to keep it enabled to see a better return on your Automated Gold Investment from your Spare Changes. In a Year you can expect an 11% of return and a 68% return in 5 Years.

Steps: 

  • Open the Jar App and tap "Account" at the Bottom-Right of your Mobile Screen.
  • Then tap the "Settings" tab at the top.
  • Now you'll see the Payment Methods you've enabled to Save Money.
  • Here you've three options:
  • Daily Savings
  • Round Off
  • Savings Plan

Select “Round Off” and tap on “Stop Round Off”. Now you have the choice to Pause/Disable Round-Off.

Withdrawal issues
How to Stop/Pause Savings Plan?

You can Stop/Pause Savings Plan in Jar App anytime you want. However, it is suggested to keep it enabled to see a better return on your Systematic Gold Investment. In a Year you can expect an 11% of return and a 68% return in 5 Years.

Steps: 

  • Open the Jar App and tap "Account" at the Bottom-Right of your Mobile Screen.
  • Then tap the "Settings" tab at the top.
  • Now you'll see the Payment Methods you've enabled to Save Money.
  • Here you've three options:
  • Daily Savings
  • Round Off
  • Savings Plan

Select “Savings Plan” and tap on “Disable Savings Plan” (Here you can also update your Savings Plan; in case you want to change the amount). Now you have the choice to Pause/Disable Savings Plan.

Withdrawal issues
How to Buy Digital Gold?

You can Buy Gold anytime you want with the below simple steps.

  • Tap on the “Hamburger” menu at the top-left side of the screen.
  • Then, tap on “Save Manually”
  • Now, you’ll be able to see the “Live Buy Price”. Enter the amount in Rupees/Grams.
  • Now, tap on “Buy Now”.

Withdrawal issues
How to Sell Digital Gold?

You can Sell Gold anytime you want with the below simple steps.

  • Tap on the “Hamburger” menu at the top-left side of the screen.
  • Then, tap on “Withdraw Saving”
  • Now, you’ll see how much Gold is available to Sell. Enter the amount for how much you want to Sell.
  • Now, tap on “Withdraw Savings”.

Withdrawal issues
How to withdraw your Savings from Jar App?

You can withdraw your money from Jar App anytime you want with the below simple steps.

  • Tap on the “Hamburger” menu at the top-left side of the screen.
  • Then, tap on “Withdraw Saving”
  • Now, you’ll see how much Money is available to withdraw. Enter the amount you want to withdraw.
  • Now, tap on “Withdraw Savings”.

Withdrawal issues
My Money got deducted even after Uninstalling the Jar App?

Your money got deducted even after Uninstalling the Jar App you haven’t disabled the “Daily Savings”, “Round-Off” or “Savings Plan” feature from the App. Do not worry, it’s super easy to disable these features, check this Jar 101 Article for detailed instructions.

Withdrawal issues
What is Jar's Gold Gifting for Business?

Jar offers a modern gifting solution that keeps the tradition of gifting gold alive. By integrating Jar into the gifting program, companies can provide a valuable option that promotes financial empowerment and wealth creation. Our innovative approach adds exclusivity and long-term value addition.

Gold Gifting
What documents do I need to get started?

Jar's Gold Gifting for Business offers a unique and seamless end-to-end gifting journey. So all you need to do is share the name, phone number, and gift denomination of the receiver and Jar will do the work for you.

Gold Gifting
How can I procure and distribute the gold gift?

Jar will handle the procurement, disbursement and delivery of gold so you can focus on appreciating your stakeholder. 

Gold Gifting

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FAQ's

START SAVING WITH JAR

How do I download the app?
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Jar is available on both Android and iOS mobile devices. Simply type ‘Jar’ in the search bar to find & install the app in under two minutes.

Is it mandatory to do KYC to invest in gold on Jar?
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Yes, it is mandatory to do KYC verification on Jar if:

- You have bought gold for more than 30 grams or INR 1.5 Lakhs.
- You want to sell gold and withdraw your money.
- You want to transfer Jar Winnings to purchase gold.
- You want to get gold delivered to your doorstep

What are the different avenues of saving apart from round offs?
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Apart from Round offs, you have the option for 'Daily Savings' and to invest in Digital Gold 'Manually'

Daily Savings: You can set a fixed amount from Rs. 20 to Rs. 2000 with the auto pay feature to be deducted from your account and invest in Digital Gold everyday.

Invest Manually: To purchase gold manually, click on the 'Invest More' button on the Jar home screen, enter the amount of gold you wish to purchase, and make the payment. Once the payment is successful, gold will be added to your Jar locker.

How do I automate round ups?
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Once you’ve signed up, you may choose between automatically rounding off your daily expenses to either the nearest 5 or nearest 10, depending on your needs. Example: If your daily spend is Rs. 93, Jar will invest either Rs. 2 or Rs. 7 for you in digital gold.

Can I choose round up amounts?
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You may choose between automatically rounding off your daily expenses to either the nearest 5 or nearest 10, depending on your needs. You can also change your mind and try the other option by updating your choice in the app’s Settings page.

Who can invest?
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Any Indian citizen over the age of 18 that banks with a SEBI-recognized bank may invest with Jar.

How to set up Daily Savings / Autopay?
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To set up Daily Savings:
On the app homescreen, click on the 'Daily amount' card and set the amount you wish to invest daily. You can choose to invest from Rs. 20 to Rs. 2000, which will be deducted daily from your bank account and invested in Digital Gold.

If you wish to edit your daily savings amount at some point, click on Locker and then on the 'Daily amount' card. Once this card opens, enter the new amount of your choice.

To set up Auto-Pay: Setting up Autopay on Jar is a very quick and easy process. Follow these steps to setup your Autopay within 1 minute on Jar.
1. Click on the Autopay card on your home screen.
2. Verify the subscription details.
3. Click on Setup Autopay.
4. Enter your UPI PIN and make the payment. Once the payment is successful, your Autopay on Jar is setup.

Alternatively, if you are not able to find the autopay card on your home screen, follow these steps:
Click on Locker -> Settings -> Autopay.
Click on Setup Autopay and follow the above steps.

What is a UPI Mandate?
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The UPI mandate feature allows you to place a standing instruction with your bank to automatically debit a predetermined amount from your bank account.

This can be done when you set up recurring payments or 'Auto-Pay' for Gold investment on the Jar app to avoid re-authentication. It is possible that the user may forget to invest money everyday. Hence, it creates a mandate for a service/merchant payment wherein this functionality may be required.

Jar takes permission for auto-invest upto Rs. 500 per debit so that you can have a seamless investing experience.

How to stop auto investing?
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To stop auto investing,

1. Tap on 'Locker' in the bottom right corner.
2. Go to 'Settings' by tapping on the icon on the top right corner.
3. Scroll down and find ‘AutoPay’ under Transactions and Withdrawals.
4. Disable AutoPay by tapping on the toggle. 


Roundups Detection cannot be stopped on Jar. But we provide users an option to pause their roundup detection and savings for a defined period of time. You can find the option of pausing your savings for 10 days to 1 month in the Settings section of the app.

HOW JAR INVESTS

What is digital gold?
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Digital gold is real gold that’s simply stored virtually to save space, provide safety, and buy or convert into physical gold conveniently with the click of a button.

Where is my gold saved?
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We store your gold in bank-grade lockers free of cost!

When can I withdraw savings?
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You can withdraw your money after 24 hours of investment. There is no minimum lock in period.

Why is gold better than mutual funds?
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Gold is historically safe, stable, and more likely to resist market fluctuations than any other financial instruments available for investment. It is a commodity that retains its value over long periods of time and trusted by millions of Indians everyday.

JAR IS SAFE

How do I convert my savings to physical gold?
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You can convert your digital gold to physical gold anytime in the form of coins or jewelry with the help of our partners.

Is Jar App safe to use?
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Jar app is 100% safe and secure to use for your Daily Savings & Investments in Gold. It is powered by SafeGold and all payments happen over secure banking networks.

All you need to do for every transaction is enter your PIN (which only you know), except the recurring daily mandates. UPI Autopay feature is a Safe & Secure process for recurring payments, once you authenticate the app, the round-offs will be auto-debited from the Bank Account linked with the UPI ID.

The services offered by the Jar app are offered by SafeGold as a provider. The gold you buy is backed by the VISTRA - Trustee of the Gold. That makes the investments through the Jar app quite safer. Your savings will remain yours forever. You have full control of your finances - pause, re-start or withdraw funds or Gold easily with a click of a button.

Can my data be breached?
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No. We ensure end-to-end encryption on our app and payment channels. No one, not even us, can access your data or leak it.

How to stop or pause investing?
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Under the Settings option on the app, you can choose a period of time for which you would like us to stop automatically rounding up your daily expenses for you and investing them in digital gold. Pro Tip: pausing for more than a month might set your savings goals back, so try not to pause auto-investments for too long. Whenever you wish to start auto rounds ups, you may Unpause by changing your preference in Settings. We are always waiting for you to join us to help you save better!